Complete this form and hit the calculated button at the bottom.
Prioritize what benefits you want, choose how long you would like to be covered, and think realistically. The bigger your need, the greater the premiums required to buy Critical Illness Insurance. If you can’t afford to do everything, what would be your first choice(s)?
Replace Lost Income After Tax (recommended you plan for a minimum 6 months and up to 24 months of income loss)
Loss of Spouse’s Income (very often your spouse will lose 3 to 6 months off work as a leave of absence to help your recovery)
Make Mortgage or Rental Payments (plan for a minimum of 6 months up to 24 months housing payments plus taxes)
Credit Card Payments (either pay off your credit cards or continue paying them down for 6 to 24 months)
Loans and Other Debts (make payments on your car, line of credit, student loan, etc. for 6 to 24 months)
Continue Retirement and/or Regular Savings (keep up with your regular RRSP contributions and other savings plans for 6 to 24 months)
Domestic Help, Home Modifications and Medical Equipment (we recommend you plan for between $25,000 to $50,000 for these expenses)
Seek Treatment in the US or Other Foreign Countries (if you want to be able to access US or Foreign health care, plan for at least $50,000 and up to $200,000 of benefit)
Total Critical Illness Insurance Needed
Note: This calculator is intended to provide estimates only. Please speak to a licensed insurance advisor at Freestone Capital Inc. for a recommendation tailored to your specific critical illness insurance needs.
Millions of Canadians are without adequate insurance.
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